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AIFO Instant Direct Access (2026): price, rules, payouts

AIFO Instant Direct Access: instant, 5 sizes (5K–100K). Reference account 100K: $699; target None, daily loss 3%, maximum loss 5%.

AIFO Instant Direct Access: could you pass it?

Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.

Losing trades to hit the daily limit–
Losing trades to fail–

Tip: stop for the day after 2–3 losses.

Instant Direct Access: price by size

AccountPriceTargetDaily lossMax lossSplit
$5,000$69None3%5%70%
$10,000$129None3%5%70%
$25,000$289None3%5%70%
$50,000$419None3%5%70%
$100,000$699None3%5%70%

List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.

Key parameters

TypeInstant
DrawdownTrailing
Consistency ruleBest day 20%
PayoutsOn request
Profit split70%

Trailing drawdown: the floor ratchets up with each new equity high, so profits given back can still breach it. Consistency rule (Best day 20%): caps any single day's share of total profit. No time limit.

100K alternatives

Other instant challenges at 100K, ascending price. Reference: Instant Direct Access at $699.

FirmPriceTargetMax loss
Maven Trading$380
Instant funding
None (instant)3%
FundingPips$444
Zero
None (instant)5%
Instant Funding$484
IF Starter
None4%
AquaFunded$505.33
Instant Funding Standard
None (instant)5%
Blue Guardian$623
Instant
None6%
Atmos Funded$649
Instant Funding
None5%

Verdict

6 cheaper alternatives at this size; compare rules before buying. No Trustpilot rating yet.

Visit AIFO*

FAQ

AIFO Instant Direct Access price at 100K?

$699. Range across sizes: $69 (5K) to $699 (100K).

Instant Direct Access target and loss limits?

Target None; daily loss 3%; maximum loss 5%; drawdown trailing.

Instant Direct Access payout frequency?

On request; split 70%.