Review · 1-Step · 2-Step · Instant funding

FundingPips review 2026: score, pricing, rules, payouts
FundingPips is worth a look for the right trader, at a typical price for 100K. FundingPips was scored on the same inputs as every firm here: published prices, published rules, customer ratings. Result: 6.1, rank 15 of 30.
Our take
FundingPips (Dubai, est. 2022) scaled rapidly into one of the largest firms by volume. Five models: one 1-Step, three 2-Step variants and Zero, an instant account without evaluation. Distinctive feature: payout frequency is trader-selected, and lower frequency earns a higher split.
Score composition
Rank 15/30 in the league table. Composition of the 6.1 score:
Why we like it
- Five models incl. instant funding
- Up to 100% split on monthly payouts
- Scaling to $2,000,000
- MT5, cTrader, Match-Trader, TradeLocker
Flaws but not dealbreakers
- 10-minute news restriction on Master accounts
- Platform surcharges: cTrader +$20, TradeLocker +$5
Who should skip it
- You rely on trading robots (EAs)
- You copy trades from another account
FundingPips programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 2 Step Pro | 2-Step | 5K–200K | $33 | 80% |
| 2 Step Standard | 2-Step | 5K–100K | $36 | 80% |
| 2 Step Flex | 2-Step | 5K–100K | $39 | 80% |
| 1 Step | 1-Step | 5K–100K | $52 | 80% |
| Zero | Instant | 5K–200K | $60 | 95% |
List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Zero | Instant | $444 | None (instant) | 3% | 5% |
| 2 Step Pro | 2-Step | $466 | 6% / 6% | 3% | 6% |
| 1 Step | 1-Step | $529 | 12% | 2% (3% optional) | 12% |
| 2 Step Standard | 2-Step | $544 | 8% / 5% | 3% (5% optional) | 10% |
| 2 Step Flex | 2-Step | $555 | 10% / 8% | 4% | 12% |
Rule matrix
Restricted: permitted with conditions (e.g. a no-trade window around major releases). Full terms on the firm's website.
Platforms and payments
FundingPips versus peers
FAQ
Is FundingPips credible?
Dubai-based, founded 2022; reports more than $330 million paid to traders.
FundingPips split?
Default 80% with bi-weekly payouts; up to 100% on monthly; Zero accounts 95%.
What is Zero?
Instant funding, no evaluation phase. News trading and weekend holding not permitted.
FundingPips 100K challenge price?
Lowest FundingPips 100K with split of 80% or more: 2 Step Pro (2-step), $466.
Does FundingPips accept Malaysian residents?
Yes. Malaysia is not on FundingPips's restricted-country list. Lists change; verify in the terms at sign-up.