Review · 1-Step · 2-Step · Instant funding
AIFO review 2026: score, pricing, rules, payouts
AIFO is a choice for specific needs only, at a typical price for 100K. AIFO was scored on the same inputs as every firm here: published prices, published rules, customer ratings. Result: 4.8, rank 29 of 30.
Our take
AIFO (Hong Kong, MetaTrader 5 only) offers four account types: 2-Step, 1-Step, Instant and Sprint, a 24-hour challenge. Combined allocation per trader up to $2 million.
Score composition
Rank 29/30 in the league table. Composition of the 4.8 score:
No Trustpilot rating available; score computed from split, price and trading freedom only.
Why we like it
- 24-hour Sprint: rare format
- Up to $2 million combined
- Weekend holding permitted
Flaws but not dealbreakers
- No Trustpilot rating yet
- MT5 only
- Gap trading prohibited
Who should skip it
- You want a long Trustpilot track record
- You trade right on big news
- You rely on trading robots (EAs)
AIFO programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Direct Access | Instant | 5K–100K | $69 | 70% |
| 2-Step Core | 2-Step | 10K–200K | $79 | 80% |
| 1-Step Fast Track | 1-Step | 10K–200K | $89 | 80% |
| Sprint | Instant | 10K–50K | $149 | 90% |
List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Core | 2-Step | $449 | 8% / 5% | 5% | 10% |
| 1-Step Fast Track | 1-Step | $489 | 10% | 3% | 6% |
| Instant Direct Access | Instant | $699 | None | 3% | 5% |
Rule matrix
Restricted: permitted with conditions (e.g. a no-trade window around major releases). Full terms on the firm's website.
Platforms and payments
AIFO versus peers
FAQ
How does Sprint work?
24-hour window from the first trade; hit the target inside it and withdraw immediately.
AIFO payout cycle?
Funded 1-/2-Step every 14 days; instant on request after target. $100 minimum.
AIFO 100K challenge price?
Lowest AIFO 100K with split of 80% or more: 2-Step Core (2-step), $449.
Does AIFO accept Malaysian residents?
Yes. Malaysia is not on AIFO's restricted-country list. Lists change; verify in the terms at sign-up.