Review · 1-Step · 2-Step · Instant funding

AquaFunded review 2026: score, pricing, rules, payouts
AquaFunded is a solid choice, and it costs less than most rivals at 100K. AquaFunded was scored on the same inputs as every firm here: published prices, published rules, customer ratings. Result: 7.3, rank 3 of 30.
Our take
AquaFunded covers nearly every format: 1-, 2- and 3-Step, instant and pay-after-pass, from $2,500 to $400,000. Four platforms: MT5, cTrader, Match-Trader, TradeLocker.
Score composition
Rank 3/30 in the league table. Composition of the 7.3 score:
Why we like it
- 90% split (100% with add-on)
- Four platforms
- EAs, hedging, martingale, scalping permitted
Flaws but not dealbreakers
- Weak Trustpilot score (3.1)
- News trading restricted
- Consistency rule on some programs
Who should skip it
- You only want the best-rated firms
- You trade right on big news
AquaFunded programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
Rule matrix
Restricted: permitted with conditions (e.g. a no-trade window around major releases). Full terms on the firm's website.
Platforms and payments
AquaFunded versus peers
FAQ
EA policy?
EAs, trade copiers, hedging and martingale all permitted.
AquaFunded payout cycle?
Challenge accounts bi-weekly; instant on request.
AquaFunded 100K challenge price?
Lowest AquaFunded 100K with split of 80% or more: Two Step Pro (2-step), $279.20.
Does AquaFunded accept Malaysian residents?
Yes. Malaysia is not on AquaFunded's restricted-country list. Lists change; verify in the terms at sign-up.