Review · 1-Step · 2-Step · 3-Step · Instant funding
FXIFY review 2026: score, pricing, rules, payouts
FXIFY is a solid choice, and it costs less than most rivals at 100K. FXIFY was scored on the same inputs as every firm here: published prices, published rules, customer ratings. Result: 7.3, rank 2 of 30.
Our take
FXIFY runs one of the widest program matrices tracked: 1-Phase, three 2-Phase variants, 3-Phase, Lightning and instant funding, on $5,000–$400,000 accounts. Platforms: MT5, DXtrade, TradingView.
Score composition
Rank 2/30 in the league table. Composition of the 7.3 score:
Why we like it
- Broad program and size matrix
- Full 1-Phase fee refund
- MT5, DXtrade, TradingView
- Hedging and martingale permitted
Flaws but not dealbreakers
- Leverage capped at 1:30
- 25–30% consistency rule on some programs
Who should skip it
- You rely on trading robots (EAs)
- You scalp very short trades
- You trade right on big news
- You copy trades from another account
FXIFY programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Funding Lite | Instant | 2.5K–50K | $19 | 80% |
| Three Phase | 3-Step | 5K–400K | $39 | 80% |
| Lightning | 1-Step | 10K–100K | $59 | 80% |
| Two Phase Standard | 2-Step | 5K–400K | $59 | 80% |
| Two Phase Classic | 2-Step | 5K–100K | $59 | 80% |
| One Phase | 1-Step | 5K–400K | $59 | 80% |
| Instant Funding | Instant | 1K–100K | $69 | 80% |
| Two Phase Pro | 2-Step | 10K–250K | $129 | 80% |
List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Lightning | 1-Step | $399 | 5% | 3% | 4% |
| Three Phase | 3-Step | $399 | 5% / 5% / 5% | 5% | 5% |
| Two Phase Standard | 2-Step | $549 | 10% / 5% | 4% | 10% |
| Two Phase Classic | 2-Step | $549 | 5% / 10% | 4% | 10% |
| One Phase | 1-Step | $549 | 10% | 3% | 6% |
| Two Phase Pro | 2-Step | $599 | 4% / 8% | 4% | 8% |
| Instant Funding | Instant | $4,249 | None | 8% | 8% |
Rule matrix
Restricted: permitted with conditions (e.g. a no-trade window around major releases). Full terms on the firm's website.
Platforms and payments
FXIFY versus peers
FAQ
Is FXIFY credible?
Operating since 2022 with a solid reputation built on its range.
FXIFY split?
80% standard; 90% with add-on.
Lowest-priced FXIFY program?
Typically the 3-Phase, about $399 at 100K.
FXIFY 100K challenge price?
Lowest FXIFY 100K with split of 80% or more: Lightning (1-step), $399.
Does FXIFY accept Malaysian residents?
Yes. Malaysia is not on FXIFY's restricted-country list. Lists change; verify in the terms at sign-up.