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Instant Funding One-Phase Lite (2026): price, rules, payouts

Instant Funding One-Phase Lite: 1-step, 5 sizes (5K–100K). Reference account 100K: $500; target 9%, daily loss 4%, maximum loss 6%.

Instant Funding One-Phase Lite: could you pass it?

Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.

Losing trades to hit the daily limit–
Losing trades to fail–
Net wins to pass phase 1 (at 1:2)–

Tip: stop for the day after 2–3 losses.

One-Phase Lite: price by size

AccountPriceTargetDaily lossMax lossSplit
$5,000$579%4%6%80%
$10,000$1009%4%6%80%
$25,000$1859%4%6%80%
$50,000$2849%4%6%80%
$100,000$5009%4%6%80%

List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.

Key parameters

Type1-Step
DrawdownTrailing
Minimum daysNone
Time limitUnlimited
Consistency ruleNone
PayoutsOn request, then every 7 days
Profit split80%

Trailing drawdown: the floor ratchets up with each new equity high, so profits given back can still breach it. No consistency rule: a single outsized day does not delay payout. No time limit.

100K alternatives

Other 1-step challenges at 100K, ascending price. Reference: One-Phase Lite at $500.

FirmPriceTargetMax loss
Blue Guardian$320
1 Step Nano
10%6%
FundedElite$369
Lite 1 Step
12%6%
Maven Trading$380
1-Step Challenge
8%5%
Atmos Funded$383
1-Step Standard
10%6%
FXIFY$399
Lightning
5%4%
AquaFunded$421.60
One Step Standard
9%6%

Verdict

6 cheaper alternatives at this size; compare rules before buying. Trustpilot 3.1/5; review recent feedback before buying.

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FAQ

Instant Funding One-Phase Lite price at 100K?

$500. Range across sizes: $57 (5K) to $500 (100K).

One-Phase Lite target and loss limits?

Target 9%; daily loss 4%; maximum loss 6%; drawdown trailing.

One-Phase Lite payout frequency?

On request, then every 7 days; split 80%.