Review · 1-Step · 2-Step · Instant funding
FTMO review 2026: score, pricing, rules, payouts
FTMO is a solid choice, though it costs more than most rivals at 100K. FTMO was scored on the same inputs as every firm here: published prices, published rules, customer ratings. Result: 7.0, rank 7 of 30.
Our take
FTMO is the industry's reference firm: Prague-based, one of Europe's longest-running, and the template many competitors follow. Two formats, 2-Step and 1-Step, on $10,000–$200,000 accounts. The 2-Step fee is returned with the first payout.
Score composition
Rank 7/30 in the league table. Composition of the 7.0 score:
Why we like it
- Track record since 2015; strong Trustpilot score
- Card, bank transfer, Skrill and crypto accepted
- 2-Step fee refunded at first payout
- MT4, MT5, cTrader and TradingView
Flaws but not dealbreakers
- Priced above many peers
- 2-minute news restriction on the standard account
Who should skip it
- Price is your main concern
- You trade right on big news
- You hold trades over weekends
- You copy trades from another account
FTMO programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 1-Step Standard | 1-Step | 10K–200K | €79 | 90% |
| 2-Step Standard | 2-Step | 10K–200K | €89 | 80% |
| Instant | Instant | 5K–100K | €169 | 90% |
List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 1-Step Standard | 1-Step | €499 | 10% | 3% | 10% |
| 2-Step Standard | 2-Step | €540 | 10% / 5% | 5% | 10% |
| Instant | Instant | €2,999 | None (instant) | 3% | 10% |
Rule matrix
Restricted: permitted with conditions (e.g. a no-trade window around major releases). Full terms on the firm's website.
Platforms and payments
FTMO versus peers
FAQ
Is FTMO credible?
Operating since 2015, among the most established prop firms, and owner of the broker OANDA.
FTMO pricing?
2-Step: €89 (10K) to €1,080 (200K). 1-Step: €79 to €999. Currency selectable at checkout.
FTMO split?
2-Step: 80%, scaling to 90%. 1-Step: 90% from the start.
FTMO 100K challenge price?
Lowest FTMO 100K with split of 80% or more: 1-Step Standard (1-step), €499.
Does FTMO accept Malaysian residents?
Yes. Malaysia is not on FTMO's restricted-country list. Lists change; verify in the terms at sign-up.