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Fintokei review 2026: score, pricing, rules, payouts

Fintokei is worth a look for the right trader, though it costs more than most rivals at 100K. Fintokei was scored on the same inputs as every firm here: published prices, published rules, customer ratings. Result: 6.1, rank 16 of 30.

Our take

Fintokei: Japanese origin, operating across Europe. Four programs (StartTrader, SwiftTrader, ProTrader, ProTrader Swing) on MT5, cTrader or TradingView.

Score composition

Rank 16/30 in the league table. Composition of the 6.1 score:

Trustpilot (40%)88 / 100
Split (20%)33 / 100
100K price (20%)34 / 100
Freedom (20%)64 / 100

Why we like it

  • Trustpilot 4.4
  • News, hedging, weekend holding permitted
  • Three platforms incl. TradingView

Flaws but not dealbreakers

  • Copy trading prohibited
  • Martingale prohibited
  • Consistency rule after warnings

Who should skip it

  • Price is your main concern
  • You rely on trading robots (EAs)
  • You copy trades from another account
  • You want an instant account with no test

Fintokei programs

ProgramTypeSizesFromProfit split
SwiftTrader1-Step5K–200K$4490%
StartTrader3-Step5K–100K$4450%
ProTrader2-Step5K–400K$4980%
ProTrader Swing2-Step5K–200K$6980%

List prices excluding coupons; verified 14 November 2026. Prices change frequently; confirm on the firm's site before purchase.

$100,000 challenges

ProgramTypePriceTargetDaily lossMax loss
StartTrader3-Step$4192% / 3% / 6%3%6%
SwiftTrader1-Step$4996%2%3%
ProTrader2-Step$5498% / 6%5%10%
ProTrader Swing2-Step$6798% / 6%5%10%

Rule matrix

HedgingAllowed
News tradingAllowed
Weekend holdingAllowed
ScalpingAllowed
Expert advisors (EAs)Restricted
MartingaleNot allowed
Copy tradingNot allowed

Restricted: permitted with conditions (e.g. a no-trade window around major releases). Full terms on the firm's website.

Platforms and payments

PlatformsMT5, cTrader, TradingView
Payouts viaCrypto, Bank Transfer
Pay withCard, Crypto, Bank Transfer
Payout frequencyEvery 2 weeks

Fintokei versus peers

FAQ

News trading?

Permitted.

Fintokei payout cycle?

Bi-weekly; split 50% to 100% by program.

Fintokei 100K challenge price?

Lowest Fintokei 100K with split of 80% or more: SwiftTrader (1-step), $499.

Does Fintokei accept Malaysian residents?

Yes. Malaysia is not on Fintokei's restricted-country list. Lists change; verify in the terms at sign-up.